Service 03Penalty-free pathAct before the IRS does

Streamlined Catch-Up: Years Behind, Fixed for Good.

The IRS Streamlined Procedures let non-willful expats catch up with just 3 years of returns and 6 years of FBARs — penalty-free under the foreign procedure (the domestic route carries a 5% offshore penalty). We assess your eligibility, guide the process, and pair you with a professional who files these routinely.

Check Your Eligibility

Who It’s For

Sound Familiar? You’re Exactly Who This Exists For.

“I Didn’t Know I Had to File”

The classic case — you moved abroad, paid local taxes, and nobody mentioned the US still wanted returns. Textbook non-willful.

Filed Returns, Missed FBARs

Your 1040s are fine but foreign accounts were never reported. A lighter procedure may fit — we’ll route you correctly.

Accidental Americans

Born in the US or to American parents, but your life has always been elsewhere. Special considerations apply — including whether relief programs fit better.

The Bank Letter Arrived

Your foreign bank asked about your US status (FATCA). That’s your cue to act while every good option is still open.

What You Get

The Whole Path, Guided End to End

A streamlined submission is one package: three years of returns, six years of FBARs, and the Form 14653 certification explaining — under penalty of perjury — why your non-filing was non-willful. Get the package right and penalties are normally waived; get the narrative wrong and you invite questions.

We manage the whole arc: confirming you qualify, organizing what to gather, matching you with a professional experienced specifically in streamlined cases, and making sure you land on a sustainable annual rhythm afterward.

One rule decides everything: the program is only open if you come forward before the IRS contacts you. If you’ve received any IRS notice about missing years, tell us immediately — the right route may differ.

What the service includes

Eligibility review — non-willfulness and the non-residency test, plus which procedure applies (foreign, domestic, or delinquent-FBAR-only).
Document roadmap — a precise list for 3 years of returns and 6 years of FBARs: income records, account statements, maximum balances.
Specialist match — a CPA/EA who prepares streamlined packages routinely, at a fixed written price.
Narrative support — the Form 14653 statement drafted carefully with your professional — the heart of the submission.
Full submission coordination — returns, FBARs, certification, and any tax + interest payment filed as one coherent package.
Back-on-track plan — your personal deadline calendar so this never happens again.

The Process

Typically 6–10 Weeks, Start to Submitted

Weeks 1

Confirm the Route

Free Tax Check, eligibility review, fixed quote. You know the full picture before committing.

Weeks 2–4

Gather Documents

You collect per the roadmap; foreign bank statements are usually the slowest item — we chase alongside you.

Weeks 4–8

Prepare the Package

Returns, FBARs, and the 14653 narrative drafted, reviewed with you, and refined.

Weeks 8–10

Submit & Exhale

The complete package goes in. You’re current, protected, and set up for ordinary years ahead.

Pricing

Usually Less Than One Penalty Would Have Been

Fixed package price

Streamlined packages are quoted as one fixed price covering all three returns, six FBARs, and the certification — agreed in writing before work begins. Straightforward cases sit in the low four figures; complexity (business income, PFICs, multiple countries) is priced honestly upfront. Compare: a single non-willful FBAR penalty can reach $10,000 or more.

Common Questions

The Worries Everyone Has

Will this put me on the IRS’s radar?

You’re likely already visible — FATCA means foreign banks report American account holders. The streamlined program is the IRS’s invited route: a standard administrative process, not a confession that triggers investigation. The risky move is waiting.

How do I know I count as “non-willful”?

Non-willful means negligence, mistake, or a good-faith misunderstanding — “I didn’t know Americans abroad file” is the textbook case. Deliberate concealment (moving money to hide it, lying on forms) is willful. Genuinely unsure? That’s exactly what the eligibility review is for.

Will I owe a lot of back tax?

Usually far less than feared. The FEIE and Foreign Tax Credits apply to the catch-up years too — most expats in normal-tax countries owe little or nothing beyond the preparation cost.

What if I’ve already filed some of the missing years myself?

Partial or “quiet” filings complicate the picture but rarely close the door. Bring the full history to the eligibility review — the route just needs choosing more carefully.

Ready?

The Weight Off Your Shoulders Starts With One Call

Confidential, free, and judgment-free — find out if you qualify and exactly what catching up involves.