When it comes to Social Security benefits, women and minorities tend to receive less money. That means those individuals have a greater chance of retiring into poverty or grappling with financial instability if they become disabled. That also affects their families, who often receive less in dependent or survivor benefits. Congressional Democrats took to the
(Photo by Getty) Getty Retirees have a difficult challenge on their hands, which is to replace the income they will no longer receive from a paycheck. Social Security helps in this regard, as does a pension for those who have one. But many retirees will still face an income shortfall, cautions Ben Reynolds, a contributor to
Unless you’ve been involved in a lawsuit, you may not know about structured settlements. You may have heard of them on late night TV. “It’s your money,” some TV ads will exclaim. “Cash in your structured settlement and use your money now!” These TV ads are from factoring companies that buy up lawsuit structured settlements, but how do
The world is very different than it was 10, 20, 30 years ago. Businesses used to pour money into print advertising and marketing with few ways to determine exact reporting, ROI or the ability to effectively A/B test. That has changed drastically in the last decade with the emergence of online advertising. With innovative and
Silverado 1500 with a new for ’20 diesel (c) 2019 Paul A. Eisenstein | TheDetroitBureau.com At a time when U.S. automotive sales have begun to decline for only the second time since the Great Recession, demand for pickups — and the prices some die-hard fans will pay for them — has defied gravity. Manufacturers like
Frederick Smith, CEO of FedEx. Adam Jeffery | CNBC FedEx CEO and Chairman Frederick Smith said on Tuesday the company’s lawsuit against the Department of Commerce is “separate and distinct” from recent shipping incidents involving Chinese technology company Huawei. The shipping company sued the Department of Commerce on Monday, saying that regulations requiring companies to
A bitcoin logo on a mobile phone. Omar Marques | SOPA Images, LightRocket | Getty Images Bitcoin skyrocketed close to $13,000 on Wednesday, notching a 17-month high and continuing a stunning turnaround for the cryptocurrency in 2019. The digital currency surged as high as $12,919 in early morning trade, according to CoinDesk’s bitcoin price index,
Gold bars sit in a vault at the Perth Mint Refinery, operated by Gold Corp., in Perth, Australia, on Thursday, Aug. 9, 2018. Carla Gottgens | Bloomberg | Getty Images Investors are piling into gold, sending the precious metal to a six-year high on Tuesday, and analysts think the commodity has established a “base” to
Americans collectively hold a record $1.6 trillion in student loan debt. But that’s not the No. 1 reason that prompts them to file for bankruptcy. Here’s what most often does drive them to the financial brink: big medical bills. Hiroshi Watanabe | Getty Images A recent academic study found that 66.5% of all bankruptcies were
A new survey of Americans from every state in the union has found that people with the greatest levels of joy are older, and further that as we age, our overall level of joy continues to grow as we believe more than ever that the world needs more joy. That’s good news for a country