Retirement

No one loves paying taxes. Building a retirement income you can’t outlive is a challenge for many Americans. Increasing the amount of tax-free retirement income you receive will help minimize these two challenges. Keep reading as we share five ways to get the most tax-free income in retirement. As a Certified Financial Planner, I love

Many people don’t think too hard about the reasons they want to retire, so they often don’t put enough thought into when it would be best for them to retire. And that’s not a good idea, since deciding when to retire is a critical decision that will impact your financial security and quality of life

Living a single’s life is on the rise. Beyond the numbers, there are microtrends that suggest that the singlehood lifestyle is not only on the rise but is cause for celebration worldwide. What might living solo mean for life in retirement? According to Pew Research, nearly four-in-ten adults between the ages of 25 to 54

From what we are told, sales of previously owned homes in the United States are at their lowest rate in 13 years, while the average sale price for a home in the US has risen in just the last three years from around $374,500 to around $513,400 today. While I’m not an expert in this

Most who follow the news hear about the need for housing for homeless vets. What we don’t always hear are the many reasons why so many vets end up on our streets. Clearly, there is not enough housing for vets, a responsibility not only of the Department of Veterans Affairs, but also of the local

The DB dinosaurs are back, and they are good dinosaurs. International Business Machines IBM announced it is halting all their 401(k) matches to fund a defined benefit plan for its employees. International Business Machines, IBM, will, starting January 1, 2024 reports 401(k) Specialist and Justin Mitchell at Fund Fire, provide a defined benefit plan that

Now is that time of year, between October 15 and December 7 when the bombardment of Medicare Advantage plan ads happens. They seem to be relentless in all media outlets. “Buy this! It’s better!” is a constant refrain. But there is deception in some advertising and the Federal government wants you to know what the

Are you looking for a “way out”? With everything that’s going on in the world… war in the Middle East… war in Ukraine… seemingly endless political dysfunction in the United States… we could all be forgiven for wanting an escape. I’m not talking about a vacation… I’m talking about a “bolt hole” where you feel

Share to Facebook Share to Twitter Share to Linkedin When is the best time to start investing for retirement? Right now. As a rule of thumb, you need to amass about 10 times your annual salary by the time you retire. Fall short of that mark and you face a lifestyle downgrade in your senior

Ray is 85, widowed, and lonely. He lives alone and has two homes in different states. He goes back and forth between them.Ray’s son and daughter were very alarmed when they found out about their Dad giving personal information and money to scammers. He is diagnosed with dementia, in the earlier stage. He’s also very