Retirement

Time is running out. You need to develop and execute a two-year plan to avoid the major tax increases that are likely to come. The Tax Cuts and Jobs Act, enacted in 2017, reduced income and estate taxes significantly. But to comply with congressional budgeting law, many of the law’s provisions automatically expire at the

AI is a new frontier and can be potentially extremely helpful in healthcare. Assembling all known information to solve a problem could benefit many. But there is a dark side to AI, which many have predicted. When it comes to health insurance and denials of care to patients, AI has already triggered a class action

The SECURE Act 2.0, enacted in late 2022, changed more than 90 rules about IRAs and other qualified retirement plans. The changes are phased in over several years. Here are some key changes that take effect in 2024 or took effect in 2023. For the first time, excess funds in a 529 education savings plan

Share to Facebook Share to Twitter Share to Linkedin As 2023 winds down to a close, our attention as investors turns to the coming year. What investment vehicles, in which sectors, are going to serve us best in 2024? While none of us have a crystal ball that will reliably show us the future, we

Real family gatherings might not look like a gauzy image on a greeting card. Let’s face it: there is conflict in lots of families, ramped up when they gather. Can you do anything about that tightness in your belly at the thought of who’s coming for dinner? We think so, based on hearing from many

Share to Facebook Share to Twitter Share to Linkedin Investing in a 401(k) plan is one of the most effective options an investor has to plan for retirement. Tax-deferred growth and relatively high contribution limits enable individuals to amass a more substantial nest egg over their working years. Employer matching contributions, where applicable, represent an

The approaching holidays present a golden opportunity to help you gain valuable insights that will help you better plan your retirement. And it’s a win-win—you can also engage with relatives and friends whom you might not know very well and avoid those awkward silences. The ice breaker: Ask them thought-provoking questions about their views on

Share to Facebook Share to Twitter Share to Linkedin Dividend stocks are a core part of many retirement portfolios. But dividend investing is at a unique point in market history, with T-bills yielding 5%. That raises the bar for “high-yield” stocks, since stocks can fall heavily in price. In this article, I toe the line

One of the most common questions when people hear I am a financial planner is some version of “Do you think I am on track for retirement?” The reality is most people could be saving more, but keep reading as we share the average retirement savings by age. Hopefully, this will give you a sense

There are few things I love more than sitting down with a bunch of other smart, intentional people and swapping thoughts on how we can do even better at this crazy thing called life. I recently had the pleasure of trading ideas (and a few gibes) with Stacking Benjamins Joe Saul-Sehy, Afford Anything’s Paula Pant,