Retirement

Millions of us are middle aged or older, caring for aging parents and other loved ones who can no longer be independent. We see how they decline, whether slowly or sometimes rapidly after some accident or episode. The last part of their lives does not look so great. Chronic illness, doctor visits, loss of ability

What are the best cities to live in the world? Every year, the Economist Intelligence Unit (EIU) evaluates cities across the globe for their liveability, releasing the much-anticipated Global Liveability Index 2024. This year, the new report examines 173 cities using data like stability, healthcare, culture, environment, education and infrastructure, then ranks them on a

Medicare beneficiaries need to know the changes taking place in in 2024 and 2025. The changes begin with the inflation adjustments for various Medicare features. The monthly basic Part B Medicare premium increased by $9.80 (or 5.94%) to $174.70 on January 1. The annual Part B deductible increased by $14 to $240. The additional Part

For many people considering a retirement in Europe, one of the things they look forward to is the option to go car-free. It makes sense for a number of reasons. One, depending on the make, model, and age of your vehicle, importing it from North America to Europe can cost upwards of $20,000. Not only

Donor-advised funds (DAFs) surged in popularity in recent years and now are among the most popular ways to make charitable gifts. DAFs offer significant advantages, but many people are unaware of some potential traps and are setting themselves up for disappointment. A DAF is a charitable entity set up by a sponsoring organization. The largest

Rhode Island made news this month when it became the twentieth state to establish a state-facilitated retirement savings program and the seventeenth to do so with an auto-IRA model. This action by the Rhode Island legislature means every state in New England, except New Hampshire, will now offer a state-facilitated savings program. States elsewhere in

Do you have a friend who you could call in the middle of the night? Or even help you move a couch? In my book Breadcrumb Legacy: How Great Leaders Live a Life Worth Remembering (Routledge), I challenge readers to think about who they could call to help them move a couch when thinking about

Every great financial advisor has heard some version of the following from a client or prospective client: “I wish I’d met you sooner!” The apparent assumption is that if they had met on an earlier date, they’d have become a client sooner, they’d have better positioned themselves financially, and they’d be better off today than

Between half and three-quarters of older adults are diagnosed with pre-diabetes. But what does it mean? And what should you do if you get such a diagnosis? Increasingly, many experts say older patients should not overreact. A diagnosis of pre-Type 2 diabetes often produces anxiety and confusion in seniors. It can lead to unnecessary tests

Digital assets now are a major cause of problems settling and distributing estates. You need to carefully consider and incorporate your digital life in the estate plan. Almost all states enacted a form of the Uniform Fiduciary Access to Digital Assets Act, which gives an estate executor the right to manage computer files, web domains,