Retirement

Several retirement trends have been brought into focus by the COVID-19 pandemic. One of the most disturbing is the number of workers between 50 and 65 who are in jobs without retirement benefits. Today half of all workers don’t have access to a work sponsored retirement plan. According to a recent study by Alicia H.

When federal “regulators” go boldly where no regulator has ever gone before–to promote retirement … [+] gambling, WATCH OUT! getty Private equity—speculative investments in the stocks of companies not publicly traded and hard-to-value—“has the potential to hasten the retirement day for American workers,” Trump’s DOL Deputy Secretary recently gratuitously advised. Trump’s SEC Chairman Jay Clayton

Beach deck chair against a backdrop of Two Brothers Mountain in Rio de Janeiro, Brazil at sunset getty It’s the $1 million question for those nearing retirement. How much can you spend each year without running out of money? It’s a question I examine in my book, Retire Before Mom and Dad. The answer most commonly

getty It might make sense to treat your retirement savings like the government treats banks. Your savings will, after all, become your bank when you retire. Historically, banks’ internal procedures periodically called for accounting “stress tests.” Similar to what your doctor might order you to take to test the strength of your heart, bank stress

How the next big stimulus package plays out could have a big impact on Social Security and Medicare … [+] recipients. getty Anyone who cares about Social Security and Medicare should be paying attention to the back-and-forth in Congress on the next stimulus package in response to the Covid-19 pandemic. The latest Republican summary of

This strategy offers a safe balance between too much frugality and too much spending in retirement Getty Images/iStockphoto Many retirees are spending their retirement savings quite frugally, according to a handful of recent reports and studies. These studies—from the Employee Benefits Research Institute, United Income, and the Boston College Center for Retirement Research—reveal that as

getty When to collect Social Security and which strategy to use has become a popular topic over the last few years, and a lot of ink has been spilled on the subject. Usually it focuses on how much you might be able to collect through retirement by waiting, or perhaps how much you would give up

TOPLINE  Lawmakers are unlikely to put together another federal stimulus package before certain key parts of the CARES Act—most notably the expanded unemployment insurance—expire. Here’s what you need to know.  Storm clouds pass over the Capitol dome as a severe thunderstorm approaches Washington on Wednesday, … [+] July 22, 2020. CQ-Roll Call, Inc via Getty

“Fishing for forgiveness…” getty Those who are familiar with the rules governing the Paycheck Protection Program know how much of a challenge it has been to understand and advise clients who do not fit into the mold to allow for efficient and effective spending of loan monies to achieve forgiveness.  Commercial anglers, and recreational fishing

getty (This is Part 1 of a two-part series about life for the oldest Americans after Covid-19. Part 2 will be about forecasts for older Americans’ health care and for geriatric medicine.) After seeing the heart wrenching images of nursing home residents desperately trying to connect with their families perched outside their windows during Covid-19