Chuck Bolotin with gas station attendants in Baja California Sur, Mexico Chuck Bolotin In his book on happiness, Dennis Prager points out that gratitude is a pre-condition for happiness (as well as goodness) and one of the most important emotions one can feel and cultivate. It’s one of the main reasons why, for thousands of years,
Retirement
Even small fees can wreck your retirement portfolio getty Investment fees are easy to ignore. You don’t get billed for your advisor’s fee or the expense ratio of a mutual fund. They quietly take it out of your investment portfolio every quarter. Yet fees can have a huge impact on your wealth. In this article,
Financial firms providing services to pensions are required under ERISA to disclose compensation … [+] they earn related to plans. Can these firms demand pension sponsors keep statutorily mandated disclosure secret? getty Financial firms providing services to pensions are required under ERISA to disclose compensation they earn from plans. Can firms unilaterally demand pension sponsors
By Kathleen Doheny, Next Avenue DANVERS, MA – FEBRUARY 1: A man is given his vaccination by pharmacist Joe Borge. Feb. 1, 2021 was … [+] the first day of Phase 2 of the COVID-19 rollout for seniors, 75 and over, seen here vaccinated inside the Walgreens Pharmacy, at 107 High Street, in Danvers, MA.
Click here to read the previous part of this article. The most natural use for permanent life insurance is to fund a legacy goal. Exhibit 7.4 compares the effectiveness of two strategies for meeting a legacy goal during retirement: “buy term and invest the difference” in Scenario 1 and using whole life insurance in Scenario
If you find yourself in need of funds to support a new addition to your family, your 401(k) plan … [+] might be able to help. getty Welcoming a new child to your family is an exciting time. However, if money is tight or your income has declined due to the pandemic, what should be
By Chris Farrell, Next Avenue SAN MATEO, CALIFORNIA – AUGUST 19: A firefighter tries to put out the wildfire on August 19, 2020 in … [+] San Mateo, California. (Photo by Liu Guanguan/China News Service via Getty Images) China News Service via Getty Images Do you get the sense that disasters like blizzards, hurricanes, wildfires,
The world’s best buys on beachfront property in 2021 are to be found in Northern Cyprus, Colombia, Brazil, Mexico, and Belize. These are the findings of Live and Invest Overseas’ 2021 Global Property Survey, an annual index that details what it costs to own property in the world’s top locations for living or retiring overseas.
getty Yes, I have been calling for a comprehensive Social Security reform ever since I began writing at this platform. And, yes, that plan calls for a change from the current formula to a flat benefit for all, or, as I’ve also called it, a “basic retirement income.” The catch, of course, is this: how
GameStop logos displayed on a phone and a laptop screens are seen in this illustration photo taken … [+] in Poland on January 28, 2021. In the last days the GameStop stock short squeeze continues. (Photo illustration by Jakub Porzycki/NurPhoto via Getty Images) NurPhoto via Getty Images There’s a new form of shareholder activism being