Retirement

10 tips for a Happier Retirement and the 25 happiest cities for retirement in the US getty Sadly no city in the USA came in the top 25 happiest cities for retirement. The top five cities for happiest retirement are Helsinki, Copenhagen, Geneva, Reykjavik, Oslo.  As a Los Angeles financial planner who helps people plan for

Did you take a break from required minimum distributions (RMDs) in 2020? Thanks to the Coronavirus Aid, Relief, and Economic Security (CARES) Act, which suspended RMDs for 2020, you did not have to take RMDs from your traditional IRAs (individual retirement accounts) and other tax-deferred accounts last year. (Roth IRAs do not require RMDs during

getty It is not a surprise — not to me, anyway — that the “Covid relief” bill, or, strictly speaking the first half of such, released by the House yesterday, to be passed under the terms of reconciliation, includes substantial provisions related to multi-employer pensions. I did, after all, predict as much as soon as

Senior couple staying home and staying fit during COVID-19 lockdown. How to have a better retirement … [+] plan now. getty Are you dreaming of the day that work becomes an option, and you reach financial freedom? Those who avoided the negative effects of the Coronavirus recession have seen their salaries rise. While stuck at

LifePart2 From reading the amount of literature devoted to it, you would think post-work life will take care of itself if you take care of the money part. However, after digging deeper and talking to hundreds of happy retirees, I have seen that neglecting the non-financial part of retirement can lead to more misery than

Investment fees can invalidate the 4% Rule. Here’s what you need to know. getty The 4% Rule has helped generations of retirees estimate how much they can spend each year in retirement. What many don’t know, however, is the role investment fees played, or didn’t play, in the creation of the rule. For example, does

Questionable hearing device getty Almost 50 million Americans suffer from some level of hearing loss. The majority of them are adults older than 65. I know quite a number of people who have hearing aids; some wear them religiously, some do not. The non-wearers claim they don’t really work for them, they’re cumbersome, they are visible

getty It’s that time of year when, if you’re like most people, you begin to once again turn your attention to your IRA. The year-end statements are starting to trickle in, so you might feel the urge to re-evaluate things and perhaps make some changes. But, do you really know what you should be looking

By Nancy Collamer, Next Avenue Seth and Mark Samuelson are reaping profits from the gardening trend courtesy of Seth and Mark Samuelson It’s been nearly a year since the coronavirus pandemic upended our lives. A year when we embraced new habits (curbside pickup) and technologies (Zoom) and found solace in old pastimes (gardening and baking).

getty How does income affect fertility rates or, more generally, family size? Or, put more bluntly, do the poor have more kids than the middle class? Do they, are they’ve long been accused of, have “too many” kids? Turns out, it’s hard to find data to answer that question. We know that fertility rates vary