You’ll hear it all the time, that resolution to do more exercise with the new year. People may start out the first week, but then it’s back to old habits of a sedentary life. TV may be more tempting than putting on those walking shoes, if they even have the shoes. And the excuses are
Retirement
Key takeaways The AI hype train has well and truly left the station. But what happens if you add AI hype to crypto hype? Well, that hype train goes from steam powered locomotive to bullet train AI has the potential to fundamentally change the way the crypto universe works, and could solve a lot of
Key takeaways Inflation fell in December, with the overall Consumer Price Index (CPI) falling 0.1% for the month. It’s the biggest reduction since April 2020, and brings the annual rate of inflation own to 6.5%, from 7.1% last month. The biggest driver of the reduction was lower fuel and gasoline prices, which were down double
Millions of Americans do not save enough for retirement, not because they don’t want to, but because they face systematic obstacles to doing so. One such obstacle is a tax code rigged to benefit the highest earners. Congress took one small step (among other, ineffective steps) to fix this by creating a federal saver’s match
One of the greatest benefits of traveling, or better yet, of living in a different country, is to be able to see how others live their lives and to compare it with how we live ours. If we are open to it, we can gain perspective and insight, not only into the human condition in
Key takeaways Wells Fargo, the country’s third largest mortgage lender, is stepping back from the mortgage market. While not exiting it entirely, they’ll be focusing on only providing mortgages to their existing customers, and those in minority communities. It’s a major shake up which will see Wells Fargo take the lead from competitors like Bank
Key takeaways Tech is the big loser of recessions, while essential goods usually weather the storm. A few industries tend to buck the trend of dipping in recessions to provide consistent dividends. Some stocks have fared well in the last year and could be players to watch, but there’s never any guarantee that any will
Key Takeaways AI is here to stay, and it’s likely to mean there are going to be some changes to the world of work. Some jobs will change, and others will be lost altogether. However, as the AI industry explodes, there are a number of roles that will go from the fringes to widely popular,
Rusty had paid for a long-term care policy for many years. Then, one day, his daughter found a cancelation notice for nonpayment of premiums sitting on his desk. “Dad, why are you not paying the premiums for this policy?” “Because I have Medicare and my pipe-trade’s policy. I don’t need that one.” “Dad, get out
What is it and is it fair? There is much discussion as to whether the Social Security Windfall Elimination Provision (WEP) is fair. The WEP provision was signed into law on April 21, 1983. This article is not written to sway your opinion one way or the other but to share the theory behind this