Investing Strategies

Chesnot | Getty Images Amid the latest bitcoin rally, crypto investors face a looming deadline that could impact future taxes — and they must take action before Jan. 1, 2025. The U.S. Department of the Treasury and IRS in July unveiled final tax reporting rules for digital asset brokers, with phased-in guidelines. Starting in 2026, brokers will

Baona | E+ | Getty Images Many Americans haven’t saved enough for retirement. However, a big change to 401(k) plans could provide a boost for older workers. The IRS in November unveiled higher 401(k) contribution limits for 2025, with employee deferrals jumping to $23,500, up from $23,000 in 2024. While the catch-up contribution remains unchanged

Nopphon Pattanasri | Istock | Getty Images Investors have been able to get the best returns on cash, as the Federal Reserve raised interest rates to bring down the pace of inflation. Now that the central bank is lowering rates — with a new quarter point rate cut announced by the Fed on Thursday —

Former U.S. President and Republican presidential candidate Donald Trump speaks during an election night event at the West Palm Beach Convention Center on Nov. 6, 2024. Jim Watson | Afp | Getty Images President-elect Donald Trump‘s victory means higher individual taxes, including levies on investments, are less likely for top earners, experts say. Vice President

Republican presidential nominee and former U.S. President Donald Trump holds a rally in Saginaw, Michigan, U.S., October 3, 2024. Democratic presidential nominee U.S. Vice President Kamala Harris and Vice-Presidential candidate Tim Walz speaks during a campaign rally and concert in Ann Arbor, Michigan, U.S. October 28, 2024. Brendan McDermid | Evelyn Hockstein | Reuters Former

A voter works on his ballot at a polling station at theElena Bozeman Government Center in Arlington, Virginia, on September 20, 2024. Early in-person voting for the 2024 US presidential election began in Virginia, South Dakota and Minnesota.  – | Afp | Getty Images Many investors worry their investments may be affected by the outcome

The vast majority of parents agree it’s critical that their children learn about investing, but few feel completely confident in their ability to teach their kids how to do it, according to a new survey conducted for the SIFMA Foundation, a non-profit focused on financial education. Only 22% of parents are “completely confident” in their

This combination of pictures created on October 25, 2024 shows US Vice-President and Democratic Presidential candidate Kamala Harris in Houston, Texas on October 25, 2024 and former US President Republican presidential candidate Donald Trump in East Del Valle, Austin, Texas on October 25, 2024.  Getty Images As millions of Americans cast ballots on election day,

At the national level, the middle class is typically defined as households that earn between two-thirds and double the household median income. Based on 2023 figures, that means those with an annual income between $53,740 and $161,220. Compared to its peak, inflation in the U.S. has eased substantially. According to the Bureau of Labor Statistics,

Many factors make it hard to buy a home today, but the one that makes “the biggest difference” in today’s market is the housing shortage, Property Brother Drew Scott said at CNBC’s Your Money event on Thursday. “I don’t think people realize this shortage of housing that we have affects everything,” added his brother Jonathan